Terms of Service

Last updated: 9 July 2026

By creating an account or using SG Stocks Brief, you agree to the following terms. Please read them carefully.

1. What this service is

SG Stocks Brief is an information-organisation tool that re-presents publicly available SGX corporate announcements, price data from Yahoo Finance, and AI-generated summaries of user-uploaded filings. It is operated by a sole proprietor registered with ACRA in Singapore. It is not affiliated with, endorsed by, or sponsored by Singapore Exchange Limited (SGX), any issuer, or any of the data sources we link to.

2. Not investment advice

Nothing on this site is financial advice, a recommendation, or a rating. AI summaries are abstractive — they may omit, paraphrase, or misrepresent details from the source document. Data may be incomplete, delayed, or inaccurate. You must verify every figure, date, and statement against the issuer's own filings on SGX before making any investment decision. The service is provided "as-is" with no warranty of accuracy or completeness.

3. Acceptable use

By using the service you agree NOT to:

4. Your account

You are responsible for safeguarding access to the email address used to sign in. We may suspend or delete accounts that violate these terms or that we reasonably believe to be involved in abuse, at our sole discretion and without notice.

5. Free tier and future paid plans

The free tier currently provides 3 AI summaries per account, each up to 300 pages. We reserve the right to change these limits with notice to registered users. Paid subscription plans, when introduced, will be subject to additional billing terms.

5a. Your summaries are private

Summaries you generate are private to your account. We do not publish them, share them with other users, or display them on any public page. They are visible only to you when signed in (and to our administrators for support and abuse-prevention purposes).

We may introduce a public, free-to-read summary library in the future. If we ever do, we will update these Terms and give registered users notice before any summary is made public, and publication will not apply retroactively to summaries you generated while this clause was in force.

6. Intellectual property

All trademarks, company names, and announcement content remain the property of their respective owners. AI summaries you generate from your own documents are yours to use; the underlying summariser technology and the site's code, design, and aggregated content remain our property.

7. Limitation of liability

To the maximum extent permitted by Singapore law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the service — including but not limited to investment losses, missed opportunities, or reliance on summaries. Where liability cannot be excluded by law, our aggregate liability is capped at the total amount you have paid us in the preceding twelve months (SGD 0 for free-tier users).

8. Governing law

These terms are governed by the laws of the Republic of Singapore. Any dispute will be resolved exclusively in the courts of Singapore.

9. Changes to these terms

We may update these terms as the service evolves. Material changes will be notified by email to registered users. Continued use after notification constitutes acceptance of the updated terms.

10. Contact

Questions about these terms? Email loopinmok@gmail.com.